


OweMe
Track personal debts without the stress.
OweMe is a simple debt tracker app to record who owes you money, monitor overdue balances, and manage personal IOUs with clarity and ease.






A smarter way to track what you're owed.
OweMe is a straightforward debt tracker for everyday personal lending, helping you record who owes you money and keep unpaid balances organized and easy to review.
OweMe is a straightforward debt tracker for everyday personal lending, helping you record who owes you money and keep unpaid balances organized and easy to review.

Log debts with amount, date, and person in seconds.
Instead of relying on memory, texts, or notes, OweMe gives you one focused place to track balances with clarity.

Stay aware of unpaid debts and due dates, making follow-ups feel more organized, timely, and harder to delay.

Instead of relying on memory, texts, or notes, OweMe gives you one focused place to track balances with clarity.


Stay aware of unpaid debts and due dates, making follow-ups feel more organized, timely, and harder to delay.

Streamline your IOUs with instant tracking.

Track active debts
View all your active debts in one place with a clear total balance. Each entry shows who owes you and how much, making your money instantly visible and easy to manage.

Mark payments easily
Update debts as payments happen with options for partial or full repayment. Keep records accurate without deleting entries or losing track of past activity.

Private & secure access
Protect your data with built-in app protection settings. Keep your personal debt records private and accessible only when you need them.

Add due dates
Assign due dates to debts so you know when payments are expected. This helps you stay organized and aware without needing separate reminders or notes.

Track active debts
View all your active debts in one place with a clear total balance. Each entry shows who owes you and how much, making your money instantly visible and easy to manage.

Mark payments easily
Update debts as payments happen with options for partial or full repayment. Keep records accurate without deleting entries or losing track of past activity.

Private & secure access
Protect your data with built-in app protection settings. Keep your personal debt records private and accessible only when you need them.

Add due dates
Assign due dates to debts so you know when payments are expected. This helps you stay organized and aware without needing separate reminders or notes.

Track active debts
View all your active debts in one place with a clear total balance. Each entry shows who owes you and how much, making your money instantly visible and easy to manage.

Mark payments easily
Update debts as payments happen with options for partial or full repayment. Keep records accurate without deleting entries or losing track of past activity.

Private & secure access
Protect your data with built-in app protection settings. Keep your personal debt records private and accessible only when you need them.

Add due dates
Assign due dates to debts so you know when payments are expected. This helps you stay organized and aware without needing separate reminders or notes.

Track active debts
View all your active debts in one place with a clear total balance. Each entry shows who owes you and how much, making your money instantly visible and easy to manage.

Mark payments easily
Update debts as payments happen with options for partial or full repayment. Keep records accurate without deleting entries or losing track of past activity.

Private & secure access
Protect your data with built-in app protection settings. Keep your personal debt records private and accessible only when you need them.

Add due dates
Assign due dates to debts so you know when payments are expected. This helps you stay organized and aware without needing separate reminders or notes.
Everyday scenarios OweMe helps with.
Roommates and shared rent
Easily track monthly utilities and rent payments. OweMe ensures everyone’s share is documented without the need for constant, uncomfortable verbal check-ins.

Dining out with friends
Split the dinner bill in seconds. The app logs who paid the tab and exactly how much each person owes, making group outings completely stress-free.

Family borrowing money
Keep track of money lent to family members with clear records and due dates, helping avoid confusion or forgotten repayments over time.

Small personal loans
Keep a clear record of cash lent to friends or family. Having a digital paper trail helps prevent misunderstandings and keeps your personal relationships harmonious.

Freelance expense tracking
Manage small project deposits or reimbursable costs. It acts as a lightweight ledger to ensure you are compensated for every out-of-pocket business expense.

Vacation cost splitting
Organize complex costs during group trips. From fuel to hotel bookings, OweMe aggregates all expenses into one easy-to-read summary for the whole group.

Shared subscription costs
Manage split streaming services or family plans. Log the recurring cost and track when each person has contributed their portion for the month.

Office coffee or lunch runs
Track the small daily IOUs that add up. Perfect for keeping tabs on who owes for the group lunch or the morning coffee run without losing receipts.

How OweMe works.
A smarter way to track what you're owed.
OweMe is a straightforward debt tracker for everyday personal lending, helping you record who owes you money and keep unpaid balances organized and easy to review.
Log debts with amount, date, and person in seconds.

Instead of relying on memory, texts, or notes, OweMe gives you one focused place to track balances with clarity.


Stay aware of unpaid debts and due dates, making follow-ups feel more organized, timely, and harder to delay.

Everyday scenarios OweMe helps with.
Roommates and shared rent
Easily track monthly utilities and rent payments. OweMe ensures everyone’s share is documented without the need for constant, uncomfortable verbal check-ins.

Dining out with friends
Split the dinner bill in seconds. The app logs who paid the tab and exactly how much each person owes, making group outings completely stress-free.

Family borrowing money
Keep track of money lent to family members with clear records and due dates, helping avoid confusion or forgotten repayments over time.

Small personal loans
Keep a clear record of cash lent to friends or family. Having a digital paper trail helps prevent misunderstandings and keeps your personal relationships harmonious.

Freelance expense tracking
Manage small project deposits or reimbursable costs. It acts as a lightweight ledger to ensure you are compensated for every out-of-pocket business expense.

Vacation cost splitting
Organize complex costs during group trips. From fuel to hotel bookings, OweMe aggregates all expenses into one easy-to-read summary for the whole group.

Shared subscription costs
Manage split streaming services or family plans. Log the recurring cost and track when each person has contributed their portion for the month.

Office coffee or lunch runs
Track the small daily IOUs that add up. Perfect for keeping tabs on who owes for the group lunch or the morning coffee run without losing receipts.

Roommates and shared rent

Dining out with friends

Family borrowing money

Small personal loans

Freelance expense tracking

Vacation cost splitting

Shared subscription costs

Office coffee or lunch runs

Why OweMe works for everyday lending.
Track who owes you
Track
who owes you
View total balances instantly
View
total balances instantly
Manage multiple debts easily
Record multiple debts easily
Manage
multiple debts easily
Stay organized with due dates
Record
partial payments
Keep debt records private
Keep
debt records private
Stay organized
with due dates
Track who owes you
View total balances instantly
Manage multiple debts easily
Record partial payments
Stay organized with due dates
Keep debt records private
Track who owes you
Stay organized with due dates
Manage multiple debts easily
Record partial payments
Keep debt records private
View total balances instantly
Flexible pricing & plans.
Air Apps One
For individuals who want powerful tools for everyday productivity
$19.99
/Month
What's included
38+ integrated apps
Smart AI assistance
Built for productivity
Cost-effective plan
Cross-device sync
Air Apps Pro
For individuals who need advanced power, speed, and AI capabilities
$199.99
/Month
What's included
Advanced AI models
Higher usage limits
Expanded storage space
Faster performance
Premium app access
Flexible pricing & plans.
Air Apps One
For individuals who want powerful tools for everyday productivity
$19.99
/Month
What's included
38+ integrated apps
Smart AI assistance
Built for productivity
Cost-effective plan
Cross-device sync
Air Apps Pro
For individuals who need advanced power, speed, and AI capabilities
$199.99
/Month
What's included
Advanced AI models
Higher usage limits
Expanded storage space
Faster performance
Premium app access
Flexible pricing & plans.
Air Apps One
For individuals who want powerful tools for everyday productivity
$19.99
/Month
What's included
38+ integrated apps
Smart AI assistance
Built for productivity
Cost-effective plan
Cross-device sync
Air Apps Pro
For individuals who need advanced power, speed, and AI capabilities
$199.99
/Month
What's included
Advanced AI models
Higher usage limits
Expanded storage space
Faster performance
Premium app access
Frequently asked questions.
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Air Apps is trusted by millions.

114M+
Downloads
4.7
Average Rating
2.5M+
Ratings & Reviews
Start free today.




Air Apps is trusted by millions.

114M+
Downloads
4.7
Average Rating
2.5M+
Ratings & Reviews


















